ALCO

Alan Silverman, Chair
Rocco DelVecchio
HelenBeth Vilcek
Paul Woelkers
Daniel Santaniello
Executive Officers**

AUDIT

Michael McDonald, Chair
James Clemente
Alan Silverman
HelenBeth Vilcek

BUILDING

John Cognetti, Chair
Brian Cali
William Joyce, Sr.
Daniel Santaniello
Salvatore DeFrancesco**
Ruth Turkington**

COMPENSATION

Brian Cali, Chair
Michael McDonald
Alan Silverman

CREDIT ADMINISTRATION

Alan Silverman, Chair
Rocco DelVecchio
William Joyce, Sr.
Daniel Santaniello
Executive Officers**

EXECUTIVE

Brian Cali, Chair
Michael McDonald
HelenBeth Vilcek

GOVERNANCE COMMITTEE

Paul Woelkers, Chair
Brian Cali
John Cognetti
Michael McDonald
HelenBeth Vilcek

HUMAN RESOURCES/401k

William Joyce, Sr., Chair
John Cognetti
Paul Woelkers
Daniel Santaniello
Salvatore DeFrancesco**
Ruth Turkington**
Rose Ungaro**

LOAN APPLICATIONS

All Directors
Executive Officers**

NOMINATING

All Independent Directors

RISK MANAGEMENT COMMITTEE

HelenBeth Vilcek, Chair
Brian Cali
Rocco DelVecchio
Michael McDonald
Daniel Santaniello
Executive Officers**

TRUST/INVESTMENTS

William Joyce, Sr., Chair
Jim Clemente
Paul Woelkers
Daniel Santaniello
Salvatore DeFrancesco**
Nicholas Parise**
Ruth Turkington**

* Committee jointly serves both the Company and Bank
** Non-Voting Committee Member