Officers & Directors

Executive Management

Daniel J. Santaniello, President & Chief Executive Officer

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Daniel J. Santaniello has served as a Director of the Company and a member of the Bank’s Board of Directors since March 2011. He has been President and Chief Executive Officer of the Corporation and Bank since December 2010, after previously serving as Vice President and Chief Operating Officer beginning in May 2004. Mr. Santaniello brings a broad knowledge of banking, gained through his many years of experience in the industry.

Salvatore R. DeFrancesco Jr., Executive Vice President & Chief Financial Officer

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Salvatore R. DeFrancesco, Jr., CPA, CGMA, has served as Treasurer and Chief Financial Officer of the Company since January 2003. He has also been employed by the Bank since that time, where he serves as Executive Vice President and Chief Financial Officer.

Timothy P. O'Brien, Senior Executive Vice President & Chief Business Development Officer

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Timothy O'Brien is the Senior Executive Vice President and Chief Business Development Officer of the Bank. He brings more than 40 years of banking experience, having served in various executive management positions at other local and regional financial institutions. Mr. O'Brien has served on the Board of Directors for St. Joseph's Center, the Scranton Cultural Center and has been a board member of both the Greater Pittston and Greater Scranton Chambers of Commerce. He was also a member of the Finance and Audit Committees for The Commonwealth Medical College.

Michael J. Pacyna Jr., EXECUTIVE VICE PRESIDENT & CHIEF CREDIT OFFICER

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Michael J. Pacyna joined the Bank on April 14, 2015, as Executive Vice President and Chief Business Development Officer. In 2021, he was appointed Chief Lending Officer and, in 2025, assumed the role of Chief Credit Officer. Prior to joining the Bank, Mr. Pacyna spent 26½ years with PNC Bank, where he served as Senior Vice President, Commercial and Corporate Manager, based in Scranton, PA.

Ruth Turkington, Executive Vice President & Chief Consumer Banking Officer

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Ruth Turkington serves as Executive Vice President and Chief Consumer Banking Officer of Fidelity Bank. With over 25 years of financial services experience, Ruth has worked for multiple regional banks in the Northeast. Most recently she served as Senior Vice President at Citizens Bank where she was responsible for both the consumer and small business deposit product strategies and client experience. In her role, Ruth sets the strategic direction for consumer banking, with oversight of Fidelity Bank’s branch network, retail services, marketing, and consumer and mortgage lending.

Board of Directors

Brian J. Cali, Esquire, Chairman Of The Board

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Brian J. Cali has been a Director of the Company and a member of the Bank's Board of Directors since February of 2001. He is the managing owner of Brian J. Cali and Associates, a Pennsylvania law firm located in Dunmore, Pennsylvania, and has been practicing law for over 40 years. Mr. Cali is also the owner of several businesses located in Northeastern Pennsylvania. His legal background and business management experience provide a wealth of knowledge in his role as Director and Chairman.

Michael J. McDonald, Vice Chairman Of The Board

Michael J. McDonald has been a Director of the Company since 1999 and a member of the Bank’s Board of Directors since 1994. He is a partner with the law firm of McDonald and MacGregor, LLC, in Scranton, Pennsylvania. His education and legal expertise provide valuable insight for the Company and Bank. 

John T. Cognetti, Secretary Of The Board

John T. Cognetti has served as a Director of the Company since 1999 and has served as a member of the Bank’s Board of Directors since 1988. Mr. Cognetti is the former President of Hinerfeld Commercial Real Estate, in Scranton, Pennsylvania. With his background, education, and more than 45 years of experience in real estate brokerage, he provides insight on issues, trends, and values in the regional and national commercial real estate markets. He also advises the Board on Bank-owned real estate matters. Through his experience hiring and managing sales professionals, Mr. Cognetti shares additional insight on personnel, marketing, and management issues.

Daniel J. Santaniello, President & Chief Executive Officer

Daniel J. Santaniello has served as a Director of the Company and a member of the Bank’s Board of Directors since March 2011. He has been President and Chief Executive Officer of the Corporation and Bank since December 2010, after previously serving as Vice President and Chief Operating Officer beginning in May 2004. Mr. Santaniello brings a broad knowledge of banking, gained through his many years of experience in the industry.

HelenBeth Garofalo Vilcek, Director

HelenBeth Garofalo Vilcek has been a Director of the Company and member of the Bank’s Board of Directors since 2020. She is the owner of Garofalo Real Estate, a property management company located in Easton, Pennsylvania. Ms. Vilcek also serves on the board and chairs the audit committee at the Bank of Bird-in-Hand in Bird-in-Hand, Pennsylvania and was an original investor with the former Premier Bank, Doylestown, Pennsylvania. Active in the community, Ms. Vilcek is a Past Grand Matron of the Order of Eastern Star for the state of Pennsylvania. Her experience and community involvement provide valuable insight for the Company and Bank.

William J. Joyce Sr., Director

William J. Joyce, Sr. has been a Director of the Company and member of the Bank’s Board of Directors since 2020. Mr. Joyce is the former Principal of Joyce Insurance Group in Pittston, Pennsylvania. Mr. Joyce has expertise in risk assessment and management, as well as financial statement preparation, review, and analysis. He holds an associate degree of Hotel and Restaurant Management from the Culinary Institute of America and a Property & Casualty Insurance License in the Commonwealth of Pennsylvania.  His education, experience, and community involvement provide valuable insight for the Company and Bank.

Alan Silverman, Director

Alan Silverman has been a Director of the Company and member of the Bank’s Board of Directors since 2020. Mr. Silverman has been a Certified Public Accountant for over 30 years and operates his own firm specializing in meeting the needs of the healthcare industry. He is one of the founders and CEO of PrimeMed P.C. Mr. Silverman has acted as President of not-for-profit nursing home corporations, serving the Medicaid community, and is a past President of Glen Oak Country Club. Mr.Silverman’s background provides valuable financial knowledge for the Company and Bank.

Paul C. Woelkers, Director & Assistant Secretary of the Board

Paul C. Woelkers has served as a Director of the Company and a member of the Bank’s Board of Directors since July 2021. He founded Lackawanna Mobile X-Ray, expanding the company throughout seven states in the Mid-Atlantic region before selling it in 2010. He is now President of Lackawanna Mobile X-Ray, reacquiring 170 former clients back into his service network. Mr. Woelkers served as a member of the Board of Directors of the former Landmark Bancorp Inc. His business leadership experience provides valuable knowledge for the Company and Bank.